Terms of Use

1. Acceptance of Terms

By accessing and using Centsible, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use our service.

2. Description of Service

Centsible is a household budgeting and financial management application that helps users track income, expenses, and budgets. The service is provided "as is" and "as available" without warranties of any kind.

3. User Accounts

When you create an account with us, you agree to:

• Provide accurate, current, and complete information
• Maintain the security of your password
• Notify us immediately of any unauthorized use of your account
• Be responsible for all activities that occur under your account

4. Acceptable Use

You agree not to:

• Use the service for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service or servers
• Upload malicious code or viruses
• Violate any applicable laws or regulations
• Impersonate another person or entity

5. User Content

You retain all rights to the financial data and information you submit to Centsible. By using our service, you grant us the right to store and process this information to provide the service to you. We will not share your personal financial data with third parties except as outlined in our Privacy Policy.

6. Subscription and Payment

Centsible offers both free and paid subscription tiers:

• Free accounts include basic budgeting features with limitations
• Paid subscriptions unlock additional features and higher limits
• Subscription fees are billed in advance on a recurring basis
• You may cancel your subscription at any time
• No refunds are provided for partial subscription periods

7. Limitation of Liability

Centsible is a budgeting tool and does not provide financial advice. We are not responsible for any financial decisions you make based on information in the service. In no event shall Centsible be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.

8. Data Backup

While we take reasonable measures to backup your data, you are responsible for maintaining your own backup copies of your financial information. We recommend regularly exporting your data.

9. Termination

We reserve the right to suspend or terminate your account at any time for violations of these terms. You may terminate your account at any time through your account settings. Upon termination, your right to use the service will immediately cease.

10. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting a notice on our website or through email. Your continued use of the service after such modifications constitutes your acceptance of the updated terms.

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Centsible operates, without regard to its conflict of law provisions.

12. Contact Information

If you have any questions about these Terms of Use, please contact us through your account settings or by visiting our support page.